Chartwell Funding Blog

The UK rental market is evolving and for proactive landlords, the upcoming changes present a real opportunity to strengthen portfolios, improve tenant relationships, and future-proof investments. With the introduction of the Renters’ Rights Act and updated EPC requirements, the sector is moving towards greater stability, transparency, and sustainability. While change always requires adjustment, these reforms are designed to create a more professional and resilient rental market for the long term.

Being self-employed doesn’t mean you can’t get a mortgage, but you may need to provide more evidence of your income. Whilst employed applicants get assessed using their payslips, for the self-employed lenders want to see that your earnings are sustainable through bank statement, business accounts or tax returns.

In our latest interview, we cover everything from misconceptions, credit score, and what lenders will look for. We sat down with Alex Hall at Pepper Money, an adverse credit mortgage lender to tell us more.

Impaired credit (you might also hear it called adverse or bad credit) simply means you’ve had some financial bumps in the road. You’re not alone. It’s very common in the UK, and it doesn’t necessarily mean you can’t get a mortgage.

Buying a new home is one of the biggest financial and personal milestones you’ll ever take on. It’s a mix of excitement, anticipation, anxiety and fear—and that’s completely normal. Whether you’re a first-time buyer or moving on, it helps to understand what to expect and how to prepare - before you start scrolling through listings.

We at Chartwell Funding have reviewed some of the more popular properties within the Stranger Things universe. From The Munson's Trailer, Hoppers Cabin in the woods to the eerie Creel House.