Chartwell Funding Blog
Stay informed with the latest insights, tips, and updates on mortgages, home buying, and financial planning. Our expert advice and industry news are here to help you make informed decisions and navigate your financial journey with confidence.
Upcoming Changes to Rental Rights and EPC Regulations: What Landlords Need to Know
The UK rental market is evolving and for proactive landlords, the upcoming changes present a real opportunity to strengthen portfolios, improve tenant relationships, and future-proof investments. With the introduction of the Renters’ Rights Act and updated EPC requirements, the sector is moving towards greater stability, transparency, and sustainability. While change always requires adjustment, these reforms are designed to create a more professional and resilient rental market for the long term.
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Getting a Mortgage When Self-Employed
Being self-employed doesn’t mean you can’t get a mortgage, but you may need to provide more evidence of your income. Whilst employed applicants get assessed using their payslips, for the self-employed lenders want to see that your earnings are sustainable through bank statement, business accounts or tax returns.
An Interview With An Impaired Credit Lender: Pepper Money
In our latest interview, we cover everything from misconceptions, credit score, and what lenders will look for. We sat down with Alex Hall at Pepper Money, an adverse credit mortgage lender to tell us more.
Impaired Credit: What It Really Means for Your Mortgage
Impaired credit (you might also hear it called adverse or bad credit) simply means you’ve had some financial bumps in the road. You’re not alone. It’s very common in the UK, and it doesn’t necessarily mean you can’t get a mortgage.
What to Consider When Buying a New Home: A Practical Guide
Buying a new home is one of the biggest financial and personal milestones you’ll ever take on. It’s a mix of excitement, anticipation, anxiety and fear—and that’s completely normal. Whether you’re a first-time buyer or moving on, it helps to understand what to expect and how to prepare - before you start scrolling through listings.
How affordable would the Stranger Things Homes be in the UK Today VS 1980’s?
We at Chartwell Funding have reviewed some of the more popular properties within the Stranger Things universe. From The Munson's Trailer, Hoppers Cabin in the woods to the eerie Creel House.
A Case Study: Securing IP for a Self-Employed Carer with Type 2 Diabetes
Living with diabetes can make finding protection feel challenging — but it doesn’t have to be. In our latest case study, we share how James (one of our Protection Consultants) helped one client secure tailored cover that protects their income, even with this pre-existing condition. Now, they have peace of mind knowing that if illness or injury stops them working, their household finances are protected.
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Get in touch with Chartwell today for a free consultation and expert advice to help you find the best solution to your mortgages and insurance needs